Understand the difference
Chapter 7 bankruptcy provides a means for individuals to discharge unsecured debts, such as credit cards and medical bills, and initiates an automatic stay to halt creditor actions like harassment, garnishment, foreclosures, and repossessions. Eligibility for Chapter 7 depends on various factors, and not all debts are dischargeable. Our law office offers guidance through the process, assessing eligibility and helping clients determine if Chapter 7 is the appropriate solution for their financial situation.
The Law Office of Chelsea Bair Minton in Mississippi specializes in bankruptcy law, providing comprehensive legal advice to guide individuals toward financial freedom. With a deep understanding of the bankruptcy process, the firm tailors solutions to each client’s unique circumstances, ensuring personalized assistance to overcome debt. The experienced bankruptcy lawyers work closely with clients to determine the most effective path for their individual needs.
Chapter 13 bankruptcy, suitable for those with substantial secured debts, involves a 36- to 60-month repayment plan administered by a trustee. The Law Office of Chelsea Bair Minton guides clients through the process, addressing foreclosure, arrearage, and missed payments with monthly payments to the trustee’s office. Expert bankruptcy lawyers tailor solutions to individual circumstances, ensuring an ideal path for debt relief.
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